what is a public adjuster

A public adjuster (PA) represents the insured home or commercial property owner (the policyholder) to prepare, present, and settle a property insurance claim. A qualified PA has specialized expertise that can simplify and speed up the complicated, time-consuming insurance claims process. A PA works only for you - not the insurance company, not the roofing company, not the general contractor - and serves as an important protection for your rights as a policyholder. 

A PA is your representative in dealings with your insurance company and its experts (adjusters, engineers, construction experts, or forensic accountants). Hiring a PA can level the playing field and can make a significant difference in the final determination of your loss.

A PA will relieve you of many time consuming, tedious and difficult matters related to preparing and filing your insurance claim, and help you get an equitable settlement. The PA will prepare your claim, including all estimates, inventories, and other factual information that may be required to prove your loss. Your PA will make sure your claim meets all of your insurance company’s filing requirements.

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